Tag Archives | strategies

Retirement Planning Tips for Fifty-Somethings

Entering your 50s and behind in your retirement planning goals? Don’t fret. You’ve still got time to get your financial plan back on track. There are many steps that older investors can take to better prepare themselves financially for retirement. Here are six tips that may help you make the most of your final working [...]

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What is REAL Wealth?

Why budgets don’t work

It seems that whenever you are considering a big change in your life, such as having a baby, purchasing a house or starting a business venture, the advice is to “start a budget”.  That is nice advice, but without more information, preparing a budget isn’t magically going to fix all of your financial worries.   Some [...]

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Energy Trading – How to Trade Your Time for Success

For many there are not enough hours in the day to accomplish everything that needs to be done. From running errands to completing office tasks, there is just not enough time to accomplish everything. Since time is such a valuable resource don’t spend it sweating the small stuff and wasting it on menial tasks. Decreasing [...]

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Stock market correcting, but not collapsing

Almost like an uncontrollable allergic reaction rather than rational thought, the stock market reacted to spring with another sneeze. This year marks the third in a row where the S&P 500 experienced a greater-than-10% decline, a move often referred to as a “correction,” beginning in April. In the previous two years, the volatility and unease [...]

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In Volatile Markets, Investors May Find Comfort in Dividends

As uncertainty at home and abroad roils the financial markets, income-minded investors seeking protection from the bumpy road ahead may find dividend-paying stocks offer an attractive mix of features and warrant a place in their equity portfolios.  The appeal is simple: Dividend-paying stocks can provide investors with tangible returns on a regular basis regardless of [...]

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Post-Recession Hangover Erodes Finances

If the U.S. economy is on the mend, as published reports have indicated, this improvement has yet to show up in the finances of U.S. households. The results of PwC’s Financial Wellness Survey reveal a nation of consumers struggling with cash management and debt. Never Enough Competing financial concerns are forcing many households to focus [...]

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Do You Qualify for the Lates Homeowner Relief?

Do You Qualify for the Latest Homeowner Relief?

At first glance, the latest effort to stimulate the nation’s ailing housing market seems like a cure for the millions of beleaguered homeowners who owe more on their mortgage than their home is worth. The bulk of the $26 billion settlement will go to two groups: people who are behind in their payments and under [...]

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Health Care: Changes Ahead for Employers, Workers

The implementation of the Patient Protection and Affordable Care Act (PPACA) is likely to trigger change in a medical insurance landscape that, until now, has been dominated by employer-sponsored plans. But plan sponsors are not sitting pat. Many either have implemented, or plan to activate, alterations to their existing medical plans, largely to avoid an excise [...]

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The #1 Financial Mistake of 2012

Mistake #1: Focusing on everything else instead of your relationship with money. What I mean by your “relationship with money” is how you personally approach your economic activities like: how you earn money, how you spend it, save it or give it away – and the thoughts and feelings associated with those activities. What I [...]

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Working Past Your Normal Retirement Age

The Great Recession has many older Americans considering the prospects of staying in the workforce past their normal retirement age. But working past your normal retirement age is not a new necessity. According to the Social Security Administration, nearly 31% of individuals between the ages of 70 and 74 reported income from earnings in 2008, the [...]

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